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Budget
Budget & Safe-to-Spend
Show available resources, protected commitments, and the Safe-to-Spend or shortfall left for the month.
Example
Safe-to-Spend allocation
Available money is divided into protected commitments and what remains.
This month
$2,170
Available resources$5,420
Bills$2,140
Reserves$810
Goals$300
Safe-to-Spend$2,170
Rent clears
Apr 28
Low point
$1,040
Status
Safe
What it helps you do
Protected Monthly Safe-to-Spend for personal and household views
Recurring income, bills, subscriptions, and debt minimums
Variable reserves for categories like groceries, gas, medical, and childcare
Allocation view that separates resources, protected commitments, and remaining money
Surplus sweep and what-if planning for month-end decisions